HSBC Visa Platinum

HSBC Visa Platinum

Earn up to 8X rewards points when you shop at Mid Valley or the Gardens mall, on top of great deals and discounts both in Malaysia and overseas!

Interest Rate

From 15.0% p.a.

Balance Transfer

0.0% p.a.

Cashback

N/A

Annual Fee

RM

254.40

Apply
Points

8X Rewards Points

Earn up to 8X Reward Points on all spending at over 30 malls nationwide.

Discount

HSBC Smart Privileges Program

Enjoy great deals and discounts at more than 6,500 outlets across Malaysia. Find out more at https://sp.hsbc.com.my

Travelling

HSBC Home and Away Travel Program

Enjoy year-long special shopping, dining, leisure and entertainment discounts and benefits reserved only for the locals, whenever and wherever you are in the world. Find out more at http://www.homeandaway.hsbc.com

Features

Rewards

Earn Spent Rate
8 points on every RM1 at Mid Valley Megamall and The Gardens Mall
5 points on every RM1 at other participating malls nationwide
1 point on every RM1 spending outside shopping mall

Balance Transfer

Pay Over With Interest Rate At When You Transfer
3 Months 0% p.a. and no one-time upfront from handling fee . from RM1000
6 Months 1.99% p.a. and no one-time from upfront handling fee. from RM1000
6 Months 3% one-time upfront handling fee. from RM1000
12 Months 6.99% p.a. and no one-time upfront handling fee. from RM1000

 

Fees and Charges

Annual fee RM254.40 
Annual Fee for Supplementary Card RM 127.20
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%

*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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