HSBC Premier World MasterCard

HSBC Premier World MasterCard

Earn up to 10X reward points which you can convert to airmiles with one of the best airmile conversion rates around! What are you waiting for? It's time to start travelling!

Interest Rate

From 15.0% p.a.

Balance Transfer

0.0% p.a.

Cashback

N/A

Annual Fee

Free

Apply
Travelling

Convert Reward Points to Airmiles

Earn up to 10X reward points which you can convert to airmiles at a rate of 3,000 points to 1,000 airmiles!

Vip pass

Plaza Premium Lounge Access

Enjoy 5X complimentary visits per year to plaza premium lounges in Malaysia!

Premium

World MasterCard Benefits

Being a CIMB WORLD MasterCard cardmember brings you a host of privileges, as part of a world-renowned and well-respected name. Enjoy the freedom & exuberance.

Features

Rewards

 
Earn Spent
10 HSBC Reward points on every RM1 on overseas hotel room and dining expenses
8 HSBC Reward point on every RM1 at Mid Valley Megamall and The Gardens Mall
5 HSBC Reward point on every RM1 on airline tickets, local hotels , and all purchases at participating malls nationwide
1 HSBC Reward point on every RM1 on all other spend
  • Petrol expenses do not earn any reward points.
  • Your HSBC Reward points expire after 3 years.

Balance Transfer

Pay Over With Interest Rate At When You Transfer
3 months 0% p.a. and no one-time upfront handling fee from RM1000 
6 months 1.99% p.a. and no one-time upfront handling fee from RM1000 
6 months 0% p.a. and 3% one-time upfront handling fee from RM1000 
12 months 6.99% p.a. and no one-time upfront handling fee from RM1000 
  • Available to new HSBC Cardholders only.

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free for life.
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%

*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
  • Available to HSBC Premier account members only.

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