Convert Reward Points to Airmiles
Earn up to 10X reward points which you can convert to airmiles at a rate of 3,000 points to 1,000 airmiles!
Plaza Premium Lounge Access
Enjoy 5X complimentary visits per year to plaza premium lounges in Malaysia!
World MasterCard Benefits
Being a CIMB WORLD MasterCard cardmember brings you a host of privileges, as part of a world-renowned and well-respected name. Enjoy the freedom & exuberance.
|10 HSBC Reward points on every RM1||on overseas hotel room and dining expenses|
|8 HSBC Reward point on every RM1||at Mid Valley Megamall and The Gardens Mall|
|5 HSBC Reward point on every RM1||on airline tickets, local hotels , and all purchases at participating malls nationwide|
|1 HSBC Reward point on every RM1||on all other spend|
- Petrol expenses do not earn any reward points.
- Your HSBC Reward points expire after 3 years.
|Pay Over||With Interest Rate At||When You Transfer|
|3 months||0% p.a. and no one-time upfront handling fee||from RM1000|
|6 months||1.99% p.a. and no one-time upfront handling fee||from RM1000|
|6 months||0% p.a. and 3% one-time upfront handling fee||from RM1000|
|12 months||6.99% p.a. and no one-time upfront handling fee||from RM1000|
- Available to new HSBC Cardholders only.
Fees and Charges
|Annual fee||Free for life.|
|Annual Fee for Supplementary Card||Free for life.|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM15.90 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
*inclusive of 6% GST
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
- Available to HSBC Premier account members only.
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