CIMB Islamic MasterCard Platinum

Apply for CIMB Islamic MasterCard Platinum by CIMB Bank

Enjoy the benefits of a CIMB MasterCard in this Shariah-compliant card!

CIMB Islamic MasterCard Platinum
Apply

Product Highlights

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Exclusive Benefits

Earn bonus points and enjoy discounts at over 500 merchants.

Installment
CIMB 0% Easy Pay

Enjoy up to 36 months of interest-free instalment payment on your next shopping spree

Redemption
Convert Bonus Points into AirMiles

Accumulate your bonus points and convert into Airmiles!

Features

Rewards

Local rewards
Earn Spent In
1 CIMB Bonus Point Per RM 1 All retail spends

Convert Bonus Points Into Air Miles

Air miles
Convert Redeem
10,000 Bonus Point 1,000 Enrich Miles
8,000 Bonus Point 1,000 AirAsia BIG Points

Cimb Balance Transfer Plan

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 5.99% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 7.99% p.a. with no one-time upfront handling fee From RM 1,000

Cimb 0% Easy Pay

Easy payment
Pay Over With Interest Rate At When You Spend
12 Months 0% p.a. with no one-time upfront handling fee From RM 50
24 Months 0% p.a. with no one-time upfront handling fee From RM 50
36 Months 0% p.a. with no one-time upfront handling fee From RM 50

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is  higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher.
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Malaysians only