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CIMB Islamic MasterCard Platinum

CIMB Islamic MasterCard Platinum

Enjoy the benefits of a CIMB MasterCard in this Shariah-compliant card!

Profit Rate

15.0% p.a.

Balance Transfer

5.99% p.a.

Cashback

N/A

Annual Fee

Free

Good
Exclusive Benefits

Earn bonus points and enjoy discounts at over 500 merchants.

No
No Fees

Experience year after year of financial freedom with no joining or annual fees.

Features

Cimb Balance Transfer Plan

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 months 5.99% p.a. and no one-time upfront handling fee from RM1000
12 months 7.99% p.a. and no one-time upfront handling fee from RM1000

Cimb 0% Easy Pay

Easy payment
Pay Over With Interest Rate At When You Spend
12 months 0% p.a. and no one-time upfront handling fee from RM50 
24 months 0% p.a. and no one-time upfront handling fee from RM50
36 months 0% p.a. and no one-time upfront handling fee from RM50
  • Augment your shopping experience by making purchases with up to 36 months instalment at 0% interest rate!

Fees and Charges

Annual fee Free for life.
Annual Fee for Supplementary Card Free for life.
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM53 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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