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NEW AEON MasterCard Gold

NEW AEON MasterCard Gold

The NEW AEON Credit Card now comes with AEON MEMBER Card benefits, giving you exclusive offers from AEON Stores nationwide, with more convenience and payment flexibility,higher discounts and exclusive privileges!

Interest Rate

15.0% p.a.

Balance Transfer

0.0% p.a.



Annual Fee

RM 95.00

Up to 2.5X AEON Membership Points

Earn up to 2.5X AEON Member points for every Ringgit spent at AEON and Max Valu Stores

Exclusive Rewards and Discounts

Enjoy amazing rewards and discounts at participating merchants.

Plaza Premium Lounge Access

Enjoy 5X complimentary visits per year to plaza premium lounges in Malaysia!



Cash back
Cashback Category Cashback Rate Monthly Cap Minimum Monthly Spend
AEON Member's Day 2% RM 100 Any amount in a single receipt


Local rewards
Earn For
2.5 points per RM1 purchases at AEON stores on AEON members' privilege day
2 points per RM1 purchases at AEON and MaxValu stores
1 point per RM1 purchases at other merchants and overseas spend
500 points oer RM200 purchases at AEON Member Fiesta
  • AEON Reward points earn expire in 3 years

Aeon Bank Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. and no one-time up front handling fee from RM 1,000

Aeon Cards Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 2.5% p.a. and no admin fee from RM500
12 months 3.5% p.a. and no admin fee from RM1,000
18 months 5.5% p.a. and no admin fee from RM2,000

Fees and Charges

Annual fee RM95 (Free for the first year). Waived when you swipe a minimum of 12 times a year.
Annual Fee for Supplementary Card RM60
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments  for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.


Minimum Annual Income RM 36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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